IHT Changes in the Budget: What This Means For You
In light of the the recent changes to IHT exemptions and other reliefs announced in Labour’s budget we examine how this may affect your financial plan… Reviewing your IHT Situation – What You Need to Know As we digest the changes within Labour’s budget, many are beginning to revisit their financial plans in light of […]
The Autumn Budget 2024 – Key Takeaways
Photo: PA Wire Rachel Reeves delivered this Labour government’s first budget on Wednesday, confirming significant tax increase speculation to create investment into public services and working people. Read our key takeaways from the Chancellor’s budget. Autumn Budget 2024 – Key Takeaways Rachel Reeves delivered her much anticipated budget this week which sees notable tax increases […]
The Importance of Having a Financial Planner | Financial Advice
Matthew Irvine, Managing Director at Melville, offers a fresh outlook on the benefits of having a financial planner and achieving your financial goals. Sept 2024 The Importance of Having a Financial Planner: Securing Your Financial Future In today’s complex financial landscape, making informed decisions about your money is more crucial than ever. Whether you’re: […]
Mortgage Insights this Spring | Financial Advice
In this blog, our mortgage experts share their insights for Spring on the current activity within the market and the opportunities for first time buyers and sellers. April 2024 Mortgage Insights | Opportunities & Challenges The Scottish property market is currently experiencing a surge in property listings, indicating a lively period for both buyers and […]
Spring Statement 2024 – Key Takeaways
The Chancellor delivered his Spring statement for 2024 yesterday on Wednesday March 6th. Here are our key takeaways. Our Key Takeaways from the Spring Statement: National Insurance A further cut of 2% to the main rate of National Insurance (NI) from 10% to 8%. This is following the previous 2% cut announced in the Autumn […]
Financial Planning for New Parents
Managing director, Matthew Irvine, reflects on the important considerations to make to your finances when having children, as he shares his personal experience entering parenthood. Financial Planning when becoming a parent… Having just returned to work from Paternity leave following the birth of my first child, I have been considering the impact financial planning […]
Tax Year-End Allowances and Reliefs
Senior Adviser, Janine Simpson, outlines 6 tax planning tips for you to consider looking ahead to the tax year-end, this coming April. January 2024 Tax Year-End Allowances and Reliefs – Use them or lose them! As we approach another tax year-end, I want to share some of the annual opportunities we have available to us […]
Invest in Commercial Property to Maximise Your Pension
In this blog, Director Barry McKenzie, explores an interesting investment option for your pension in relation to commercial property. Read on to find out how you can maximise your finances in retirement. Pensions and Commercial Property Recognising areas of potential growth has been made difficult in recent years, with our finances adjusting to the […]
Autumn Statement 2023 – Key Points
Jeremy Hunt delivered his much anticipated Autumn Statement on 22 November 2023. Introducing national insurance cuts, and changes to pensions and investments, the chancellor is focused on long term economic growth, while inflation remains high. Our Key Takeaways from the Autumn Statement: National Insurance cut The main rate of Employee NICs (National Insurance contributions) […]
Mortgage Insights this Autumn | Financial Advice
In this piece, our mortgage experts discuss the emerging trends and latest market developments within the industry, this Autumn. Read on to learn more about interest rate fluctuations, the reality of the Scottish purchase market and what the team have to say about re-mortgages. What’s trending in Mortgages – Autumn 2023 As the seasons begin […]
