How We Can Help

Melville Independent are committed to the provision of high-quality financial advice. We continually strive for the highest standards of competence and integrity – ultimately ensuring our clients long term financial security.

Our personal wealth planning offers a diverse range of services to make sure the financial future of you and your family is secure. From mortgage advice to pension and estate planning, Melville offers a diligent and trustworthy service to help you manage your wealth and plan for the future.

When running a business, making the correct financial moves today can save a lot of money in the long run. Melville helps businesses to manage their workplace pensions, employee benefits, business insurances, partnership protection and succession planning. There is a lot to consider when it comes to your workplace financial planning, Melville can help guide you.

Our Approach
to Financial Planning

At Melville Independent we know that wealth management means different things to different people. By gaining a deeper understanding of your individual needs we are able to offer a comprehensive and personal approach to managing your wealth.

The first stage of Melville Investment Solutions is to establish your individual attitude to risk (ATR). We utilise a bespoke solution created by a market leading assessment firm using their online system that helps to uncover your ATR using an easy-to-use question-and-answer based assessment.

The results of the risk analysis will highlight the types of investments that match your profile. At this stage you can select from our range of Portfolio Manager Funds:

  • Cautious 

  • Moderately Cautious 

  • Moderate

  • Moderately Adventurous 

  • Adventurous

Each of these is managed by Multi-Manager Investment Teams, who have a wealth of experience running multi-manager funds. As you would expect from a leading Independent Financial Adviser, these managers have been sourced from the very best available in the marketplace.

If required, the agreed investment can then be placed into a range of different tax wrappers including an Individual Saving Account (ISA) or Self Invested Personal Pension (SIPP). You can also opt to invest directly or via a life investment bond.

It doesn’t stop there. Melville Investment Solutions also provides you with a range of useful tools to monitor and track your investment. We’ll also make available regular reports to ensure you are kept up-to-date on your investment’s progress.

Personal Financial Planning

Why provide
Workplace Benefits?

Providing an excellent benefits package can give you an edge in the recruitment process, help retain employees, increase productivity and motivation and save time and money on recruitment, training and National Insurance. Benefits can also have the equivalent impact of a salary rise with a lower cost to you as an employer.

Business Solutions

Workplace Testimonials

Nice & simple to understand
Alex always gives me good advice and doesn’t push me to follow what he says! Friendly & approachable.
Prompt feedback
My review was detailed and discussed with any questions I had explained to my satisfaction. I’m confident with your service and the meetings are never rushed through so feel at ease. It is convenient having them in my home without the stress of travelling to Edinburgh. Presently I can’t think of anything I would change. My advisor addresses my concerns and follows up reporting back the following day anything there is to confirm.
Via Working Feedback
Alex Bruce – 5 Stars

I wanted to take this opportunity to thank you for the excellent service done by one of your staff members, namely Mrs Beata Figueira. From start to finish, Beata assisted in a clear, friendly and professional manner, by helping us and being available through the whole process. Her knowledge and professionalism can only be delineated in superlatives. Indubitably, I would recommend her to anybody.

Zsoka Dudik & Zsolt Safian

Great to have Jack Ferguson – Financial Planner for Business Owners – in the office for lunch this week to share our new employee benefits and some essential knowledge so our team can financially set themselves up for success.

He ran through an informative but easy to understand presentation, and then gave each team member a 1-to-1 session where they could discuss their personal situation without judgement.

We know how complex and overwhelming financial planning can be, and its important that our employees have the tools to understand the best ways to create and meet their financial goals. Thanks again Jack!

Via Linkedin

Melbury Wood

Barry has been our financial advisor for almost twenty years. Barry is extremely personable, always professional, providing information with clarity ensuring the client’s full understanding of products. Barry keeps in contact on a regular basis both by email and in person ensuring the client is up to date with investments. Our portfolio is discussed with us on a regular basis. Barry’s advice has helped us to invest and manage our finances to suit our immediate and long-term requirements. From buying property, finding the best bridging facility to setting up a Trust Fund for our grandchildren.

We have and would recommend Barry to our friends and family for advice on all financial matters.

I have been advised by Janine with my finances and pensions for many years Janine is very professional enthusiastic knowledgeable in her work. I can definitely recommend Janine to manage anyone’s portfolio as my finances would not be what they are today without her sound and professional advice.

Janine is very approachable friendly and listens to what you want for your finances. I believe I have been given very sound advice and she is 100% for the client and genuinely motivated to give you the very best advice for the outcome off your investments and pension. I have no hesitation in recommending Janine to anyone.

Jackie Donald

We have found Melville Independent to be very proactive and detailed in assisting us with ensuring all pensions and policies are the right fit for our business and our personal situations. While communication via email is always slick the unique selling point for us is the ability to meet face to face on a regular basis so we can ask questions and secure answers that gave us peace of mind. Kris & Matt lead from the front and we feel very satisfied our best interests, the best interests of the business and the best interests of our valued team are in very good hands

Steve Currie & Richard Murray – Murray & Currie Property

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