Returning Expats | Financial Advice
In this blog, our Director (Sales and Development), Kristofor Banks, shares his personal experience discussing the financial considerations for returning expats. The Returning Expat! Having recently repatriated to the UK from Singapore, I was struck by the amount of “work” required to make such a move. I left the UK in 2012 kicking and screaming, […]
Fees: What You Need To Know
In this piece, Brooke Armstrong, who is currently completing her undergraduate degree in Financial Services, breaks down how and why we charge fees as Financial Planners: Fees: What You Need To Know Fees are the remuneration or charges paid to a financial planner/adviser for his or her services. They come in various forms and […]
5 Reasons to Consider Income Protection | Financial Advice
5 Reasons to Consider Income Protection With the cost-of-living crisis squeezing household incomes and many individuals and families having to make tough decisions about what they spend their money on, there is a risk that income protection is seen by many as an unnecessary luxury, rather than arguably the most essential insurance anyone could have. […]
Autumn Statement 2022
The Chancellor of the Exchequer, Jeremy Hunt, presented the Autumn Statement 2022 to Parliament earlier. This Autumn Statement follows Kwasi Kwarteng’s September ‘mini-Budget’ which Mr Hunt effectively cancelled on becoming Chancellor and takes place against a backdrop of talk of a return to austerity at the same time as the UK seems to be on […]
New Director, Barry McKenzie
We are pleased to announce that on September 1st, Melville Independent Plc welcomed Barry McKenzie to the board of Directors. Barry has worked with Melville since its inception in 2011 and is now stepping up from his Senior Financial Planner role. His experiences and expertise in personal financial planning along with his deep understanding […]
What’s happening with Mortgages and House Prices?
Raymond Milne, Operations Director at Melville Independent Plc and Chartered ALIBF asks our top Mortgage Advisers, Bernie Hughes and Alistair Marsh; what is happening right now in the mortgage market? Bernie reports that the Bank of England interest rate could be heading higher than 5% which could mean mortgage rates hitting over 8% in […]
Mini-Budget Snapshot
Chancellor of the Exchequer’s Statement – 23 September 2022 The Chancellor of the Exchequer, Kwasi Kwarteng, made a Statement to Parliament earlier this morning on the government’s plans for growth. This Statement, which has been called a ‘mini-Budget’, is the first fiscal event of Liz Truss’s premiership and takes place against a background of continuing […]
The Melville Independent Plc Internship Programme, with Brooke Armstrong
This summer, Brooke spent six weeks with us shadowing various members of the team to gain a well-rounded and comprehensive experience of the IFA industry. Here’s what she had to say about her time with us: “My time at Melville Independent began with learning how to sort the company correspondence, kindly taught by Christine […]
Why PMI? (Private Medical Insurance)
The NHS offers excellent care for people in the UK, but, with more patients than ever now on the over worked NHS treatment waiting list, there is no better time to consider the option of taking out a Private Health Insurance policy. Private Health Insurance – sometimes referred to as Private Medical Insurance – […]
Budget Spring Statement
The Chancellor of the Exchequer, Rishi Sunak, presented the Spring Statement to Parliament yesterday afternoon. The Chancellor describes this Spring Statement as offering people ‘security’ through the UK’s response to the war in Ukraine, a faster growing economy, more resilient public finances and help with the cost of living for working families. OBR Economic […]
