5 Reasons to Consider Income Protection | Financial Advice
5 Reasons to Consider Income Protection With the cost-of-living crisis squeezing household incomes and many individuals and families having to make tough decisions about what they spend their money on, there is a risk that income protection is seen by many as an unnecessary luxury, rather than arguably the most essential insurance anyone could have. […]
New Director, Barry McKenzie
We are pleased to announce that on September 1st, Melville Independent Plc welcomed Barry McKenzie to the board of Directors. Barry has worked with Melville since its inception in 2011 and is now stepping up from his Senior Financial Planner role. His experiences and expertise in personal financial planning along with his deep understanding […]
What’s happening with Mortgages and House Prices?
Raymond Milne, Operations Director at Melville Independent Plc and Chartered ALIBF asks our top Mortgage Advisers, Bernie Hughes and Alistair Marsh; what is happening right now in the mortgage market? Bernie reports that the Bank of England interest rate could be heading higher than 5% which could mean mortgage rates hitting over 8% in […]
The Melville Independent Plc Internship Programme, with Brooke Armstrong
This summer, Brooke spent six weeks with us shadowing various members of the team to gain a well-rounded and comprehensive experience of the IFA industry. Here’s what she had to say about her time with us: “My time at Melville Independent began with learning how to sort the company correspondence, kindly taught by Christine […]
Why PMI? (Private Medical Insurance)
The NHS offers excellent care for people in the UK, but, with more patients than ever now on the over worked NHS treatment waiting list, there is no better time to consider the option of taking out a Private Health Insurance policy. Private Health Insurance – sometimes referred to as Private Medical Insurance – […]
Budget Spring Statement
The Chancellor of the Exchequer, Rishi Sunak, presented the Spring Statement to Parliament yesterday afternoon. The Chancellor describes this Spring Statement as offering people ‘security’ through the UK’s response to the war in Ukraine, a faster growing economy, more resilient public finances and help with the cost of living for working families. OBR Economic […]
What should you do when Investment Markets are Screaming!?
You’ll have no doubt seen all the noise in the media about what investment markets are doing. Indeed, we live in remarkable times. However, we at Melville Independent want to spell out our thinking. When examining the latest ups and downs, it’s worth pointing out there are an awful lot of very smart, determined people […]
The Melville Independent Plc Internship Programme, by Patrick Lawrence.
For the past four weeks, I have been enjoying receiving an insight into the IFA industry through shadowing a variety of roles within Melville Independent Plc. The first week involved learning the basics of corporate solutions; specifically, how Melville helps corporations become more attractive to existing and future employees. Jack Ferguson, a senior consultant […]
The Top 5 Questions you need to ask yourself as a responsible business owner.
We all love a top 5… so here are the top 5 questions we think you should be asking yourself as a responsible business owner. 1. How can I make our workplace pension better for my employees? (without any extra costs) Remember, auto-enrolment legislation means it is compulsory for all businesses to provide a […]
Cash, rarely a good idea?
Here at MIplc, we thought it would also be useful to explain how Morningstar use cash within our risk rated portfolios. So, to start, let us think about why people tend to love cash. Markets go up and down, creating a rollercoaster of emotions over your financial journey. During the harder times, people find […]
