Mini-Budget Snapshot

Chancellor of the Exchequer’s Statement – 23 September 2022 The Chancellor of the Exchequer, Kwasi Kwarteng, made a Statement to Parliament earlier this morning on the government’s plans for growth. This Statement, which has been called a ‘mini-Budget’, is the first fiscal event of Liz Truss’s premiership and takes place against a background of continuing […]

The Melville Independent Plc Internship Programme, with Brooke Armstrong

  This summer, Brooke spent six weeks with us shadowing various members of the team to gain a well-rounded and comprehensive experience of the IFA industry. Here’s what she had to say about her time with us: “My time at Melville Independent began with learning how to sort the company correspondence, kindly taught by Christine […]

Why PMI? (Private Medical Insurance)

  The NHS offers excellent care for people in the UK, but, with more patients than ever now on the over worked NHS treatment waiting list, there is no better time to consider the option of taking out a Private Health Insurance policy. Private Health Insurance – sometimes referred to as Private Medical Insurance – […]

Budget Spring Statement

  The Chancellor of the Exchequer, Rishi Sunak, presented the Spring Statement to Parliament yesterday afternoon. The Chancellor describes this Spring Statement as offering people ‘security’ through the UK’s response to the war in Ukraine, a faster growing economy, more resilient public finances and help with the cost of living for working families. OBR Economic […]

What should you do when Investment Markets are Screaming!?

You’ll have no doubt seen all the noise in the media about what investment markets are doing. Indeed, we live in remarkable times. However, we at Melville Independent want to spell out our thinking. When examining the latest ups and downs, it’s worth pointing out there are an awful lot of very smart, determined people […]

Autumn Budget

  Budget Snapshot – Autumn 2021 This is the second Budget in 2021. The first took place on 3 March while the UK was still in lockdown and set the tax framework for the next few years by freezing many tax allowances until April 2026 and announcing increases to corporation tax from April 2023. Introduction […]

The Melville Independent Plc Internship Programme, by Patrick Lawrence.

  For the past four weeks, I have been enjoying receiving an insight into the IFA industry through shadowing a variety of roles within Melville Independent Plc. The first week involved learning the basics of corporate solutions; specifically, how Melville helps corporations become more attractive to existing and future employees. Jack Ferguson, a senior consultant […]

The Top 5 Questions you need to ask yourself as a responsible business owner.

  We all love a top 5… so here are the top 5 questions we think you should be asking yourself as a responsible business owner. 1. How can I make our workplace pension better for my employees? (without any extra costs) Remember, auto-enrolment legislation means it is compulsory for all businesses to provide a […]

Cash, rarely a good idea?

  Here at MIplc, we thought it would also be useful to explain how Morningstar use cash within our risk rated portfolios. So, to start, let us think about why people tend to love cash. Markets go up and down, creating a rollercoaster of emotions over your financial journey. During the harder times, people find […]

Inflation, a relatively simple concept…

  At Melville Independent, we thought it would be useful to explain the way we think about inflation and our risk rated portfolios with Morningstar. So, to start, let’s talk about inflation. Inflation is a relatively simple concept, used to describe the gradual rise in the cost of goods and services, for example, the price […]

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