Financial Planning for New Parents
Managing director, Matthew Irvine, reflects on the important considerations to make to your finances when having children, as he shares his personal experience with parenthood. Financial Planning when becoming a parent… Having just returned to work from Paternity leave following the birth of my first child, I have been considering the impact financial planning […]
Investing in Her Future: Why Financial Planning Should Be Gender-Specific
A question we often get asked is should Financial Planning be different for women? And the short answer is yes. Whether due to historical norms where men often controlled household finances, financial services companies were and still are dominated by men, or the majority of wealth sat with men in the past. Because of […]
Why Scottish Taxpayers Need Financial Advice Now
As we step into 2025, it’s the perfect time to review your finances. Alex Bruce discusses how expert advice can help Scottish Taxpayers navigate the year ahead with confidence… Why Scottish Taxpayers Need Financial Advice Now The Scottish Budget Statement for 2025/26 introduced no changes to income tax rates or new tax bands. However, […]
IHT Changes in the Budget: What This Means For You
In light of the the recent changes to IHT exemptions and other reliefs announced in Labour’s budget we examine how this may affect your financial plan… Reviewing your IHT Situation – What You Need to Know As we digest the changes within Labour’s budget, many are beginning to revisit their financial plans in light of […]
Mortgage Insights this Spring | Financial Advice
In this blog, our mortgage experts share their insights for Spring on the current activity within the market and the opportunities for first time buyers and sellers. April 2024 Mortgage Insights | Opportunities & Challenges The Scottish property market is currently experiencing a surge in property listings, indicating a lively period for both buyers and […]
Tax Year-End Allowances and Reliefs
Senior Adviser, Janine Simpson, outlines 6 tax planning tips for you to consider looking ahead to the tax year-end, this coming April. January 2024 Tax Year-End Allowances and Reliefs – Use them or lose them! As we approach another tax year-end, I want to share some of the annual opportunities we have available to us […]
Invest in Commercial Property to Maximise Your Pension
In this blog, Director Barry McKenzie, explores an interesting investment option for your pension in relation to commercial property. Read on to find out how you can maximise your finances in retirement. Pensions and Commercial Property Recognising areas of potential growth has been made difficult in recent years, with our finances adjusting to the […]
Mortgage Insights this Autumn | Financial Advice
In this piece, our mortgage experts discuss the emerging trends and latest market developments within the industry, this Autumn. Read on to learn more about interest rate fluctuations, the reality of the Scottish purchase market and what the team have to say about re-mortgages. What’s trending in Mortgages – Autumn 2023 As the seasons begin […]
Returning Expats | Financial Advice
In this blog, our Director (Sales and Development), Kristofor Banks, shares his personal experience discussing the financial considerations for returning expats. The Returning Expat! Having recently repatriated to the UK from Singapore, I was struck by the amount of “work” required to make such a move. I left the UK in 2012 kicking and screaming, […]
Fees: What You Need To Know
In this piece, Brooke Armstrong, who is currently completing her undergraduate degree in Financial Services, breaks down how and why we charge fees as Financial Planners: Fees: What You Need To Know Fees are the remuneration or charges paid to a financial planner/adviser for his or her services. They come in various forms and […]
